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Madison, WI · Siding replacement

Storm damage siding repair in Madison

Hail and wind leave cracked, dented and missing siding behind. Where insurance is involved, a contractor experienced with claims can prepare the scope the adjuster settles against.

We are a lead referral service, not a contractor. Free, no-obligation quotes.

Blue paint flaking off an exterior wall

Working with insurance

  • First, report the damage and let the adjuster inspect.
  • Next, a contractor walks the house and writes the repair or replacement scope.
  • Then the insurer settles against it and the work is done.

Hail and wind in Dane County, 2016 to 2025

Hail shows up more often than wind in the storm records for Dane County. From 2016 through 2025 NOAA's Storm Events Database logged 195 hail reports there, 152 of them hail an inch or larger (the National Weather Service's threshold for severe hail), against 117 reports of thunderstorm wind damage. The largest hail on record in that decade was 2.5 inches, about the size of a tennis ball, reported near Albion on April 18, 2025. The most recent severe hail in the record was 1 inch near Martinsville on August 16, 2025.

Reports peak in May, and 64 percent fall between May and August. A hailstorm can crack vinyl and chip painted fiber cement in ways that are easy to miss from the yard. Take photos soon after, before the next rain; they help an insurance claim.

Storm reports in Dane County by year (NOAA Storm Events Database)
YearHail reportsLargest hail (inches)Thunderstorm wind reportsTornadoes
2016242.20140
2017202.50121
201831.0011
201951.00110
202021.5070
2021131.5044
2022342.50191
2023161.7571
2024192.00343
2025592.5081

Reading these numbers

These are counts of observations sent to the National Weather Service, not a count of storms, and they depend on how many people are around to report. Many wind speeds are estimates. Read the table for the pattern, not the exact numbers.

Damage no insurer is involved in

A panel cracked by something hitting it, or trim that has worked loose, is ordinary repair work with no claim attached.

Keep reading

More in Madison

Related services

Two-story house with tan siding, black shutters and a two-car garage

Vinyl siding

Low upkeep and the lowest cost of the usual choices; the standard the others are priced against.

Red and white lap siding behind a metal stair rail

Fiber cement (Hardie)

Fiber cement board, Hardie or an equivalent, heavier than vinyl and finished with paint.

Close view of light wood lap boards

Engineered wood (LP SmartSide)

Wood-look lap and panel siding in engineered wood, LP SmartSide being the common one.

Before you call

Common questions

Vinyl, fiber cement or engineered wood: which is right?
Start with budget: vinyl is the least expensive, fiber cement the most, engineered wood in the middle. Fiber cement is heavier and needs a painted finish. NAHB's lifespan study rates all three to last as long as the house, so looks and upkeep usually decide. Ask for every warranty in writing.
Do I need a permit for siding in Madison?
Ask the contractor to confirm with the city. Rules can differ between a straight re-side and a job that also changes insulation, sheathing or windows, and the quote should state whether a permit is included.
What about storm damage and insurance?
Homeowner's policies often cover hail and wind damage, less the deductible; purely cosmetic damage may not qualify and wording varies. Because the adjuster relies on the contractor's estimate, claim experience matters.
How long does it take?
It varies with the house, the material and the weather, since siding waits for dry days. Get the schedule in the quote.
Step one

Get a written quote

Tell us about the house, and a licensed siding contractor working in Madison will contact you about a visit. Quotes are written after the walls have been seen and measured, not guessed over the phone.

  • There is no charge
  • The quote is itemised and written
  • You hear from one contractor

Or call (608) 688-9095

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